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Uncommonly intended for individuals who cherish investigating the world and every one of the charms that if offers, Bank of India Visa Gold Card International Card has a universal acknowledgement and is stacked with different advantages. On the off chance that you are burnt out on carrying paper cash all over the place, then this Visa will spare you from everyone of that bothers. Bank of India Visa Gold Card International Cardholders is qualified for a variety of focal points including reward focuses for buys, EMI alternatives for exorbitant spends, adjust exchange office and upgraded by control. Likewise, with advantages like protection concession, premium free Visa, and moderateness, Bank of India Visa Gold Card International Card will change your shopping and saving money encounter. Investigate the world with BOI Visa Gold International Credit card and the uncommon benefits and sheer comfort that it offers.
Components of Bank of India Visa Gold Card International Card:
The components that go with Bank of India Visa Gold Card International Card will make keeping money more helpful for the cardholders.
Bank of India Visa Gold Card International Cardholders has the choice to change over their expensive buys to EMI and pay back the same over a residency of up to 36 months.
Concession on Medi-Claim:
Cardholders are offered a concession in the premium of Medi-Claim protection approach for up to Rs. 5 lakhs. This plan is offered under association with National Insurance Co. Ltd.
Simple Cash Withdrawal:
Clients can pull back money from ATMs the nation over including other bank ATMs utilising Bank of India Visa Gold Card International Card.
Adjust Transfer Option:
Bank of India Visa Gold Card International Cardholders have the alternatives to exchange the extraordinary adjust from charge cards of another bank to Bank of India Visa Gold Card subject to a most extreme of 75% of spending breaking point.
Rotating Credit Provision:
By benefiting the rotating credit office, the Visa Gold Card International Credit Cardholder needs to pay just 10% of the Visa charge before the due date. He will be demanded and enthusiasm of 1.70% every month on the staying 90% extraordinary adjust. The client will be charged 2.5% intrigue for every month if the aggregate sum is past due.
Bank of India Visa Gold Card International Card is acknowledged at more than 4,14,000 worldwide areas. The cardholder can likewise utilise the card to pull back money from more than 8,10,000 ATMs taking an interest in VISA worldwide ATM organise.
Advantages of Bank of India Visa Gold International Card:
The advantages that accompany Bank of India Visa Gold Card International Card settle on it an exceptionally prevalent decision among the globetrotters who are searching for a worldwide Visa.
Consistent Customer Support:
With every minute of everyday client bolster for reporting lost and stolen charge cards, you require not freeze. Get your questions addressed in a split second and square your lost card – you should simply call Bank of India on the toll-free helpline. Cardholders can likewise benefit the ATM locator benefit offered by the Bank of India.
Movable Credit Limit:
Supplementary cardholders can appreciate the advantages of adaptable credit restraint.
More noteworthy Purchase Power:
As far as possible for Bank of India Visa Gold Card International Credit Card is regularly over Rs.1 lakh.
Ostensible Interest Rates:
Clients can make exorbitant buys utilising this Mastercard and pay back in simple EMI choices at alluring financing costs. For charge cards whose base sum is paid at the very latest the due date, rotating credit at a particular rate of 1.7% is additionally advertised.
Access to Visa Services:
Clients have the entrance to Visa Emergency Assistance Center (VEAC) for simple reporting of lost or stolen cards.
Intrigue Free Credit Period:
Cardholders get the upside of intrigue free credit period for up to 51 days.
Bank of India Visa Gold Card International Cardholders gets crisis card substitution and crisis money dispensing administrations.
Expenses and Charges:
The expenses and charges for Bank of India Visa Gold Card International Card administrations are as depicted in the table beneath.
|Services||Fees and Charges|
|Cash Advance Limit||Up to 50% of the total spending limit subject to Rs.15,000/- per day|
|Replacement Card Charges||Rs 50|
|Annual Fee||Rs 1500 per annum|
|Add-On Card Fee||Rs 800 per annum|
|Duplicate Statement Request Charges||Rs 50|
|Cash Advance Transaction Fee||2.5% on the advance amount (minimum Rs. 50) for each transaction.|
|Return of Cheque Fee||Minimum of Rs 100|
|Free Credit Period||Up to a maximum of 51 days|
|Over Limit Charges||Rs. 100 for each transaction|
|Cheque Bounce Fee||Minimum of Rs 100|
|Penalty Interest Rate||1.70 percent per month|
|Air/Railway Booking Charges||Actual charges as prescribed by Railways / acquirer bank|
Bank of India Visa International Gold Card Eligibility Required:-
The candidate must fulfil the qualification criteria offered underneath to have the capacity to apply for a Bank of India Visa Gold Card International Card.
• Bank of India Visa Gold Card International Credit card is issued to individuals of Indian origin.
• The applicant must have a gross yearly salary of Rs.1. 50 lakhs or more to be qualified for this card.
• People of outside root who are living in India right now for a job and Non-inhabitant Indians can apply for this Visa.
• The applicant must have a decent CIBIL score and should not have defaulted on any instalment of levy identified with Bank of India or whatever another bank.
• The applicant ought to have a relentless pay which will be checked from the income tax return statements and salary statements.
The candidate will be required to present the records offered beneath to finish the application procedure for Bank of India Visa Gold Card International Card.
Evidence of character – Either of international ID, driving permit, voter ID, Aadhaar card or PAN card.
Address Proof – Any one of late power charges, phone bills, international ID or voter ID must be submitted as address confirmation.
Wage Proof reports – Recent IT Returns, most recent six months’ financial balance proclamations indicating compensation credit and pay slips, as relevant.
The archives required will change in view of the wage sort and occupation of the candidate. Do enquire about the rundown of archives required for your profile and keep the reports prepared before beginning the application procedure.
Bank of India Visa Gold International Card FAQs:
Clarify the reward focuses plan and how would I reclaim my reward focuses?
For each Rs. 100 spent every month, the cardholder will be granted one reward point. The reward focuses will be aggregated over a year. At the season of reestablishment, the reward focuses will be balanced towards recharging charges and the adjust focuses will be changed over to money and credit to the cardholders’ record.
What is the charging cycle for Bank of India Visa Gold Card International Card?
The charging cycle for this Visa is from the sixteenth of the current month to the fifteenth of one month from now and the cardholder needs to pay the duty at the latest the sixth of the ensuing month. This cycle makes the instalment procedure exceptionally advantageous for salaried clients.
What are the charges for adjusting inquiry at ATM utilising the Mastercard?
Charges for adjusting inquiry utilising Bank of India Visa Gold Card International Card at ATMs is as per the following.
|At Bank of India ATMs||NA|
|At other bank ATMs||Rs. 20|
What the administration charges for loans?
The administration charges for loans utilising Bank of India Visa Gold Card International Card is as per the following.
|At Bank of India branch||2.50% subject to a minimum of Rs. 50|
|At Bank of India ATM||2.00% subject to a minimum of Rs. 50|
|At another bank ATM||2.50% subject to a minimum of Rs. 75|
Will I utilise my Bank of India Visa Gold Card International Card to pull back money from ATM?
Yes, you can utilise your Bank of India Visa Gold Card International Card to pull back money from ATMs.